Umbrella Insurance in Louisiana

Anyone that lives in the Covington, LA area will want to know that they are appropriately covered with insurance. One type of coverage that all people here need to consider getting is an umbrella insurance plan. It is important to understand what umbrella insurance is and what type of coverage you can receive.

What is Umbrella Insurance?

Overall, umbrella insurance is a form of personal liability coverage that is designed to offer blanket protection against various personal liability risks. This type of insurance can be used to provide additional coverage on top of home or auto policies or give coverage for risks that are not covered by other types of plans. This can also offer comfort as you will know you are prepared for the unexpected.

What Types of Coverage Does it Provide?

Overall, an umbrella insurance plan is a good investment as it will offer a variety of types of coverage. Some forms of coverage that you can receive in your plan are as follows:

Personal liability coverage – this insurance will provide support if you are found liable for any type of accident that results in property damage or bodily injury.
Slander and Libel – The coverage offers protection for liability lawsuits against non-physical damages. This includes protecting against the risk of being named liable for slander, libel, or other forms of defamation.
Ancillary costs – The plan will offer support for any ancillary costs you incur as a result of a legal claim, including legal fees.

We Are Here To Help!

We recommend you get an umbrella plan when you are seeking to improve your overall personal liability position. When you are looking for a new umbrella plan in the Covington, LA area, it would be a great idea for you to call our professionals from the Soto Insurance Agency. There are a lot of choices you will need to make, and our team with Soto Insurance Agency can help you create a plan that offers this valuable coverage and peace of mind.