RV Insurance in Louisiana

Are you considering purchasing an RV? Or perhaps you already own an RV. The best thing you can do to protect your investment is to purchase an insurance policy from us here at Soto Insurance Agency in Covington, LA. We cover Class A, Class B, and Class C motorhomes. We also have insurance policies to protect your travel trailer, truck camper, and much more.

RV Insurance Requirements

RV insurance is legally required in Louisiana. The insurance policy that you obtain must also meet the following minimum limits:

Bodily injury for each person for $15,000
Bodily injury for each accident for $30,000
Property damage for $25,000

RV Insurance Coverage

RV insurance is similar to auto insurance. It provides coverage for your RV and any assets. It also protects you in the event of damage or loss. If you sustain injuries, your policy can cover medical expenses for both you and your passengers.

Comprehensive covers damage resulting from theft, fire, or weather
Collision covers repair costs for your RV following an accident with another motorist
Liability covers you if you cause an accident to another person. It will pay for their medical expenses.
Uninsured and underinsured will protect you if another motorist causes an accident and doesn’t have sufficient coverage.
Roadside assistance covers you if you need towing and additional help if you are stranded.
Medical payments will cover you and your passenger's medical expenses if you are injured following an accident.

There are optional coverage options available to cover accessories in your RV. Additionally, if you plan on living in your RV, you can obtain full-timer coverage. It will also keep your personal belongings protected inside of your RV, including small appliances, electronics, and clothes in the event they become damaged or stolen.