For many people, shopping for home insurance is a part of the home-buying process. If you’re buying a house or thinking about buying a house soon, it’s important to know when to start shopping for home insurance. The professionals at Soto Insurance Agency, serving Covington, LA, can help answer this question.
Why Shop for Home Insurance Before Buying a Home?
If you’re getting a home loan, you’ll likely be required to get home insurance. Mortgage lenders require home insurance to help protect their investment while the house is being paid off. Once you’ve paid off your home loan, you’ll be able to decide for yourself whether you want to keep the insurance.
Even if you’re paying for your house with cash, it’s still important to consider whether to buy home insurance. Many homeowners get this type of insurance even if they’re not required to have it, because home insurance can help protect their investment.
When To Start Home Insurance Shopping
Many home buyers start shopping for home insurance as early in the process as they can. This gives you time to shop around for the right policy. The home-buying process can be hectic, so get started with buying an insurance policy as soon as your offer has been accepted and you’ve entered escrow.
Why Choose an Independent Insurance Agent When Shopping for Home Insurance?
If you need home insurance, consider getting a policy through an independent insurance agent. Independent agents work with many insurance carriers. This can make shopping for an insurance policy easier.
Our independent insurance agents at Soto Insurance Agency, serving Covington, LA, can help you. Call to speak with one of our helpful professionals.
