{"id":68,"date":"2025-10-31T12:00:00","date_gmt":"2025-10-31T18:00:00","guid":{"rendered":"https:\/\/www.sotoinsurance.net\/blog\/?p=68"},"modified":"2025-10-24T09:35:11","modified_gmt":"2025-10-24T15:35:11","slug":"when-to-start-shopping-for-home-insurance-if-you-re-buying-a-house","status":"publish","type":"post","link":"https:\/\/www.sotoinsurance.net\/blog\/when-to-start-shopping-for-home-insurance-if-you-re-buying-a-house\/","title":{"rendered":"When To Start Shopping for Home Insurance If You&#8217;re Buying a House"},"content":{"rendered":"<p>For many people, shopping for home insurance is a part of the home-buying process. If you&#8217;re buying a house or thinking about buying a house soon, it&#8217;s important to know when to start shopping for home insurance. The professionals at Soto Insurance Agency, serving Covington, LA, can help answer this question.&nbsp;<\/p>\n<h2>Why Shop for Home Insurance Before Buying a Home?<\/h2>\n<p>If you&#8217;re getting a home loan, you&#8217;ll likely be required to get home insurance. Mortgage lenders require home insurance to help protect their investment while the house is being paid off. Once you&#8217;ve paid off your home loan, you&#8217;ll be able to decide for yourself whether you want to keep the insurance.&nbsp;<\/p>\n<p>Even if you&#8217;re paying for your house with cash, it&#8217;s still important to consider whether to buy home insurance. Many homeowners get this type of insurance even if they&#8217;re not required to have it, because home insurance can help protect their investment.<\/p>\n<h2>When To Start Home Insurance Shopping<\/h2>\n<p>Many home buyers start shopping for home insurance as early in the process as they can. This gives you time to shop around for the right policy. The home-buying process can be hectic, so get started with buying an insurance policy as soon as your offer has been accepted and you&#8217;ve entered escrow.&nbsp;<\/p>\n<h2>Why Choose an Independent Insurance Agent When Shopping for Home Insurance?<\/h2>\n<p>If you need home insurance, consider getting a policy through an independent insurance agent. Independent agents work with many insurance carriers. This can make shopping for an insurance policy easier.<\/p>\n<p>Our independent insurance agents at Soto Insurance Agency, serving Covington, LA, can help you. Call to speak with one of our helpful professionals.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For many people, shopping for home insurance is a part of the home-buying process. If you&#8217;re buying a house or thinking about buying a house soon, it&#8217;s important to know when to start shopping for home insurance. The professionals at Soto Insurance Agency, serving Covington, LA, can help answer this question.&nbsp; Why Shop for Home [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[18,24,20,19,10],"class_list":["post-68","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-covington","tag-home","tag-insurance","tag-la","tag-soto-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/68","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/comments?post=68"}],"version-history":[{"count":1,"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/68\/revisions"}],"predecessor-version":[{"id":69,"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/68\/revisions\/69"}],"wp:attachment":[{"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/media?parent=68"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/categories?post=68"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sotoinsurance.net\/blog\/wp-json\/wp\/v2\/tags?post=68"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}